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State Farm® Insurance Agent

Hera Tong Gutierrez

Hera T Gutierrez Ins Agcy Inc

Office Hours

Address

32145 Alvarado Niles Rd
Suite 205
Union City, CA 94587-2930

Parking entrance on Almaden Blvd. Next to Crowne Plaza Hotel in INTERO building.

Profile photo of a State Farm Agent named: Hera Tong Gutierrez

Would you like to create a personalized quote?

Office Info

Office Hours

Call or text us 24 hours a day!

Address

32145 Alvarado Niles Rd
Suite 205
Union City, CA 94587-2930

Languages

English, Spanish, Mandarin, Chinese (Other)

October Is Here! October is a month filled with vibrant colors 🍁🍂, crisp autumn air 🍃, and a sense of renewal as nature transitions into fall. It’s special for its festive spirit, highlighted by celebrations like Halloween 🎃👻, which brings out creativity and community fun. October also marks the heart of the harvest season 🌽🍎, symbolizing abundance and gratitude 🙏. Additionally, it’s a time when many focus on awareness campaigns, such as Breast Cancer Awareness Month 🎗️💖, fostering education and support. Overall, October blends beauty, celebration, and meaningful causes, making it a uniquely impactful and memorable month. #OctoberVibes #AutumnColors #HalloweenFun #HarvestSeason #BreastCancerAwareness #FallFeels #CommunitySpirit

Protecting your family, home, business, and future is too important to leave to chance. At Hera Tong Gutierrez State Farm, we proudly serve Union City, Fremont, Hayward, Newark, and all of Alameda County, helping residents and business owners find the right coverage for their unique needs.

With a population of over 66,000 residents in Union City (U.S. Census Bureau, 2024) and a median household income of $137,194, our community has diverse and growing insurance needs. Hera and her team provide trusted, local expertise to keep families and businesses secure.

Our Most Popular Insurance Services

● 🚗 Auto Insurance – Bay Area Roads Comprehensive, collision, and uninsured motorist coverage designed for California drivers.

● ❤️ Life Insurance – Protecting Loved Ones Support your family financially for living expenses, debt repayment, and education.

● 🚤 Specialty Insurance - Coverage for motorcycles, RVs, and boats so your recreational investments are protected.

Why Bundling Insurance Saves Union City Residents More

According to State Farm, bundling home and auto insurance can save up to 17%. Bundling means:

● One bill instead of multiple due dates

● Streamlined claims and service

● Coordinated coverage without gaps

● Savings that can go toward home upgrades, travel, or family activities

How to Get Started

  • Schedule a Free Consultation – In person, by phone, or virtually.

  • Review Your Current Policies – We’ll identify gaps or overlaps.

  • Customize Your Protection Plan – Tailored to your lifestyle and budget.

  • Stay Updated – Annual reviews ensure your coverage adapts to life changes.

Why Choosing a Local Agent Matters in 2025

Partnering with a local agent like Hera Tong Gutierrez, WMCP, CHFC, RICP, FSCF, means more than just buying a policy—you’re gaining an advisor.

Here’s why Hera stands out in Union City:

Advanced Expertise – With her Wealth Management Certified Professional (WMCP®), ChFC®, Retirement Income Certified Professional (RICP) and Financial Services Certified Professional (FSCP) designations, Hera helps families align financial goals in the areas of retirement, wealth protection, and leaving legacy.

Community Leadership – Active in church and youth mentorship programs, Hera is deeply connected to local families and entrepreneurs.

Proven Reliability – Hera consistently earns 5-star reviews for her responsiveness, patience, and personalized service.

Future-Focused Coverage – Offering State Farm’s Drive Safe & Save and innovative usage-based programs for modern households.

Frequently Asked Questions

Q: Can I work with Hera online or by phone? A: Yes—many Union City residents choose virtual appointments for convenience and flexibility.

Q: What insurance should new homeowners get? A: At minimum, homeowners insurance with dwelling, liability, and personal property coverage—plus auto for bundling discounts.

Q: Does Hera offer RV and motorcycle coverage? A: Absolutely. We provide protection for motorcycles, RVs, boats, and more.

Q: Can renters bundle insurance too? A: Yes—renters can bundle policies with auto or life insurance for extra savings.

Local Testimonial

⭐⭐⭐⭐⭐ “Hera took the time to explain every detail of our policies and even found us savings by bundling. As new homeowners in Union City, we feel more confident about our future thanks to her guidance.” – Local Customer, Fremont, CA

Get in Touch Today

Whether you’re a new homeowner, small business owner, or long-time resident of Union City, Hera Tong Gutierrez, WMCP, ChFC, RICP, FSCP, is here to help protect what matters most.

📍 Visit us in Union City, CA | 📞 Call us today for a free quote!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

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We serve customers throughout the East Bay in Alameda County including Union City, Fremont, Hayward, Newark and others. Wondering where to get a car insurance quote at a reasonable price? What can life insurance do for my family in case the unexpected happen? What about health insurance and financial services? Our Mission is to help customers find the answers to these and more questions. For Personal Insurance, call today!

Please contact our qualified team members for help with your Insurance Quote. We pride ourselves in providing remarkable service and our team has over 25 years of insurance industry experience to provide you with a great experience. We offer Auto Insurance, Life Insurance, Health Insurance and Financial Services in California.

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.