The month of November - 🍂🦃🦃🦃🍂

• Holiday road trips are right around the corner! 🍂 Before you load up the car, grab the snacks 🍿, and hit the road, take a few minutes to review your auto insurance. Call, text, or email our office 📱 if you’d like to check in before the holiday rush begins.

At Hera Tong Gutierrez State Farm, we proudly serve Union City, Fremont, Hayward, Newark, and all of Alameda County, helping residents and business owners find the right coverage for their unique needs.

With a population of over 66,000 residents in Union City (U.S. Census Bureau, 2024), our community has diverse and growing insurance needs. Hera and her team provide trusted, local expertise to keep families and businesses secure.

Our Most Popular Insurance Services

● 🚗 Auto Insurance – Bay Area Roads Comprehensive, collision, and uninsured motorist coverage designed for California drivers.

● ❤️ Life Insurance – Protecting Loved Ones Support your family financially for living expenses, debt repayment, and education.

● 🚤 Specialty Insurance - Coverage for motorcycles, RVs, and boats so your recreational assets are protected.

Why Bundling Insurance Saves Union City Residents More

According to State Farm, bundling home and auto insurance can save up to 17%. Bundling means:

● One bill instead of multiple due dates

● Streamlined claims and service

● Coordinated coverage without gaps

● Savings that can go toward home upgrades, travel, or family activities

How to Get Started

• Schedule a Free Consultation – In person, by phone, or virtually.

• Review Your Current Policies – We’ll identify gaps or overlaps.

• Customize Your Protection Plan – Tailored to your lifestyle and budget.

• Stay Updated – Annual reviews ensure your coverage adapts to life changes.

Why Choosing a Local Agent Matters in 2026

Partnering with a local agent like Hera Tong Gutierrez, WMCP, CHFC, RICP, FSCF, means more than just buying a policy—you’re gaining a planner for your future.

Here’s why Hera stands out in Union City:

● Advanced Expertise – With her Wealth Management Certified Professional (WMCP®), ChFC®, Retirement Income Certified Professional (RICP) and Financial Services Certified Professional (FSCP) designations, Hera helps families align financial goals in the areas of retirement, wealth protection, and leaving legacy.

● Community Leadership – Active in church and youth mentorship programs, Hera is deeply connected to local families and entrepreneurs.

● Proven Reliability – Hera consistently earns 5-star reviews for her responsiveness, patience, and personalized service.

● Future-Focused Coverage – Offering State Farm’s Drive Safe & Save and innovative usage-based programs for modern households.

Frequently Asked Questions

Q: Can I work with Hera online or by phone?

A: Yes—many Union City residents choose virtual appointments for convenience and flexibility.

Q: Does Hera offer RV and motorcycle coverage?

A: Absolutely. We provide protection for motorcycles, RVs, boats, and more.

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Hera Tong, your local State Farm agent in Union City, CA, is here to help.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Connect with Hera Tong for insurance guidance in Union City.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. In Union City, you can count on Hera Tong for personalized service.

Q: How does life insurance work at a basic level?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Hera Tong is here to help your Union City household feel covered.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Looking for coverage? Talk with Hera Tong about your options in Union City.

Local Testimonial

⭐⭐⭐⭐⭐ “Hera took the time to explain every detail of our policies and even found us savings by bundling. As new homeowners in Union City, we feel more confident about our future thanks to her guidance.” – Local Customer, Fremont, CA

Get in Touch Today

Whether you’re a new homeowner, small business owner, or long-time resident of Union City, Hera Tong Gutierrez, WMCP, ChFC, RICP, FSCP, is here to help protect what matters most.

📍 Visit us in Union City, CA | 📞 Call us today for a free quote!